Your wealth deserves a guardian that never sleeps
Anchora secures your financial credentials — bank accounts, crypto wallets, pensions, and more — and delivers them to the right people at the right time, automatically.
Free to join · No credit card required
Last active: Today
Inactivity check in 42d 7h 23m
GTBank Savings
Bank Account
Binance Wallet
Crypto Wallet
ARM Pension
Pension Portal
The problem
Financial wealth is being lost every day
Without a structured plan, your financial legacy doesn't automatically reach the people you intend. Here's what happens when nothing is in place.
Accounts lost forever
Over 80% of families don't know where their loved one's financial accounts are held. When someone passes without a plan, accounts get frozen, forgotten, or lost to institutions — often forever.
No clear handover plan
Most people know they should have a plan but never build one. Wills cover physical assets, but digital and financial credentials are rarely included — leaving beneficiaries with nothing actionable.
No purpose-built solution
Banks won't share passwords. Lawyers don't manage logins. Password managers have no beneficiary logic. Until now, there was no single tool designed specifically for financial credential inheritance.
How it works
Three steps to a protected legacy
Anchora is built to be simple for the owner, careful in its release, and clear for beneficiaries — every step of the way.
Build your vault
Add your financial accounts one by one — banks, crypto exchanges, investment platforms, pension portals, and more. Store access credentials securely with end-to-end encryption. You control what goes in.
Designate beneficiaries
Choose who receives access to which assets. Assign different people to different accounts, set inactivity thresholds (30 to 180 days), and configure the staged release workflow to match your wishes.
Stay active, stay in control
Check in periodically to reset your inactivity clock. If Anchora doesn't hear from you for the period you set, it initiates a careful, staged verification process before anything is released.
Asset categories
Every account. One vault.
Anchora supports all major categories of financial assets. If you own it and it has login credentials, you can store it here.
Bank Account
Current, savings, and fixed deposit accounts
Investment Platform
Stocks, mutual funds, and brokerage accounts
Crypto Wallet
Exchange accounts and self-custody wallets
Pension Portal
RSA, contributory, and occupational pensions
Insurance Policy
Life, health, and property insurance policies
Foreign Account
Offshore banks and international holdings
Other
Any financial credential that doesn't fit a category
Coming soon
More categories on the way
Inactivity engine
A careful, staged release. Every time.
Anchora doesn't make assumptions. If you go quiet, it starts gently — warning you first, giving you time to respond, and only proceeding through a verified, step-by-step handover if there is truly no response.
- You set the inactivity window (30 to 180 days)
- Multiple warning notices before anything is triggered
- Beneficiaries must pass identity verification
- Full audit trail of every action taken
- You can cancel or reset the process any time you're active
Active
Owner is engaged. Vault is locked. All credentials safe.
Warning sent
Inactivity threshold approaching. Owner receives email and SMS alerts.
Release triggered
Grace period expired with no response. Staged release workflow begins.
Identity verified
Designated beneficiaries verify their identity through a secure process.
Report delivered
Verified beneficiaries receive their secure, encrypted vault report.
Roles
Built for everyone in the process
Anchora is designed with three distinct roles in mind, each with purpose-built tools and a clear, guided experience.
Asset Owner
Take full control of your financial legacy
You decide what goes in, who receives it, and when. Anchora gives you the tools to build a comprehensive plan without needing a lawyer or technical expertise.
- Build and manage your personal vault
- Upload credentials for any financial asset
- Set inactivity thresholds from 30 to 180 days
- Designate multiple beneficiaries per asset
- Stay verified with periodic one-click check-ins
Beneficiary
Receive what was always meant for you
Beneficiaries go through a clear, guided process to verify their identity and receive access to the credentials the owner intended for them — no legal battles, no guessing.
- Receive staged access to assigned vault sections
- Secure identity verification before any release
- Clear, guided report on handover
- Access credentials without involving courts
- Supported onboarding experience throughout
Administrator
Oversee every release with precision
Administrators monitor vault status, manage release workflows, and maintain a complete audit trail — ensuring every handover is compliant, traceable, and dispute-free.
- Monitor vault status across all managed users
- Trigger and manage staged release workflows
- Full audit trail for every action taken
- Escalate disputes to legal review if needed
- Compliance-ready reporting at any point
Security
Security is not optional. It's the foundation.
You're trusting Anchora with your most sensitive financial information. We take that responsibility seriously — from the moment you type a credential to the moment it reaches a beneficiary.
End-to-end encrypted
AES-256 encryptionEvery credential you store is encrypted before it leaves your device. Anchora employees cannot read your vault contents — only you and your verified beneficiaries can.
Multi-factor authentication
Required on ProAccount access requires MFA at every login. Beneficiary identity verification uses multiple independent checks before any credential is ever revealed.
Immutable audit trail
Full historyEvery action in your vault — logins, edits, release triggers, and verifications — is logged with a tamper-evident audit trail available to administrators.
Identity-verified releases
Zero-trust releaseBefore any beneficiary receives credentials, they go through a rigorous identity verification process. No anonymous or unverified access is ever permitted.
256-bit
Encryption standard
Zero-trust
Release model
100%
Audit coverage
Pricing
Simple, annual pricing
Pay once a year for complete peace of mind. No surprise charges, no hidden fees.
Starter
₦1,500/month equivalent · save ₦6,000 vs monthly
USD pricing available at launch
Join waitlist- Up to 5 financial assets
- Up to 2 beneficiaries
- All 7 asset categories
- Staged inactivity release
- Email support
Pro
₦3,000/month equivalent · save ₦12,000 vs monthly
USD pricing available at launch
Join waitlist- Unlimited financial assets
- Unlimited beneficiaries
- All 7 asset categories
- Staged inactivity release
- Multi-factor authentication
- Full audit trail
- Priority support
- Administrator dashboard
Prices shown in Nigerian Naira (NGN). USD and GBP pricing available at launch.
Protect your legacy.
Today.
Be first in line when Anchora launches. Early members get priority access, founding member pricing, and a direct line to our team.
Free to join · No credit card · Be first when we launch